23+ years of payments infrastructure

Complete infrastructure
to launch, operate
and scale
financial solutions

From card issuing to digital accounts — including credit, payments, accounting and regulatory obligations — FastPay delivers the ideal infrastructure with agility, security and intelligence.

23+ years of experience
Recent transactions (example)
💳
Itaú BBA
now
+R$4.2K
🏦
Nubank
2 min
R$1.8K
🔄
Fintech X
5 min
+R$9.7K
System operational
Example · simulated data
R$ 0
Volume processed today — customer in onboarding
0
Transactions/day
99.99%
Uptime
+23%
vs. yesterday
Real-time approval
6ms
Average response latency
*Simulated data — illustrative example
Card Issuing End-to-End Processing BaaS & Digital Accounts Visa BIN Sponsor White Label Acquiring Embedded Finance PCI-DSS Security API-First Neural Anti-Fraud Card Issuing End-to-End Processing BaaS & Digital Accounts Visa BIN Sponsor White Label Acquiring Embedded Finance PCI-DSS Security API-First Neural Anti-Fraud
A reference in payments

FastPay is a leading payments reference in Brazil

We are specialists in card processing and payments infrastructure, connecting issuers, acquirers, fintechs and retailers on a robust, scalable and flexible platform.

  • Specialized card solutions
  • Technology for digital payments
  • Embedded Finance, BIN Sponsor, Acquiring and Sub-Acquiring
  • Proprietary end-to-end architecture
  • Accounting and regulatory reconciliation tailored to your ERP and in COSIF format
+40M
cards enrolled
+50M
transactions per month
R$50B+
Total Payment Volume (TPV)
Complete ecosystem

Solutions for your business

Each solution is applied strategically and tailored to drive efficiency, stability and growth.

Cards & BIN Sponsor
Complete technology for issuing, management and processing
Banking
Digital accounts and financial services integrated into your business
Acquiring
Integrated processing to capture, authorize and settle payments
BPO
End-to-end operations to support companies that need to scale
Digital Solutions
Tokenization, wallets, virtual cards, digital onboarding and liveness
Embedded Finance
Financial services embedded in your business core, with zero friction
Sub-Acquirer
Sub-acquirer enablement with settlement management and compliance
Find the right solution for your business
Technology and Security

Operational intelligence across multiple layers

We combine multi-layer security and high availability to sustain mission-critical operations with performance, reliability and scale.

24/7 Monitoring
Guaranteed high availability
Redundant Infrastructure
Mission-critical resilience
Data Governance
PCI DSS & LGPD compliance

Active protection technologies:

3DS
Dynamic CVV
Tokenization
Biometrics
Background Check
Neural Anti-Fraud
AML
Full KYC
How it works

Card payment
flow

From purchase to settlement, FastPay connects every part of the ecosystem in milliseconds.

Cardholder starts the purchase
The customer presents the card at the POS terminal. Data is captured via EMV chip, NFC or magnetic stripe and sent to the acquirer.
Starting transaction
Authorization
Response
Settlement
Our journey

A journey of payments innovation

Since the beginning, we have evolved alongside the financial ecosystem — anticipating trends and developing solutions that power businesses across the country.

We keep evolving with the market — and ahead of it.

2003
Start of a solid journey
We launch operations as part of a group specialized in technology solutions, focused on innovation and efficiency.
2010
Pioneering international payments
We launched one of the first international prepaid cards with EMV technology — Visa Travel Money at the South Africa World Cup.
2014
Expansion into critical services
We began offering specialized BPO services for fraud prevention and chargeback management for large institutions.
2016
Innovation in credit and prepaid
We built solutions connecting prepaid cards to credit lines, broadening financial access for different profiles.
2019
Record-breaking delivery
We built a full payments solution deployed in under 30 days for the 2019 Copa América.
2022
Innovation in acceptance models
We launched a dual-brand card solution, expanding acceptance and flexibility — Goodcard and Elo Card networks.
2023
Visa BIN Sponsor
We earned the license to act as a principal member of an international card network, expanding autonomy and operational capacity.
2025
The future of payments has begun
We launched a card with crypto-asset settlement, connecting the traditional financial system to new digital technologies.
FastPay Differentiators

Why choose FastPay

01
Accelerated Time to Market

We build, integrate and ship products faster than the market average. Our technical structure and methodologies enable fast, secure launches.

02
Customization flexibility

We tailor our products to each client's specific needs. From retail to fintechs, we shape features, flows and rules to deliver the ideal solution.

03
Complete, integrated solutions

We offer an ecosystem that brings together cards, banking, acquiring, security, BPO and management — all connected in a single environment, reducing complexity.

04
End-to-end architecture

We orchestrate every stage — from issuing to processing, from security to settlement — delivering reliability, traceability and efficiency across the chain.

05
Accounting and Regulatory Reconciliation

We deliver accounting and regulatory reconciliation tailored to your ERP and in COSIF format, reducing rework and ensuring compliance with Brazilian Central Bank (BACEN) requirements.

Get in touch

Ready to grow your business?

Get to know FastPay up close and discover how we can integrate, scale and optimize your financial operation with intelligence.

Reply within 1 business day
Specialists dedicated to your segment
Custom proposal, no obligation

Your data is protected under LGPD (Brazilian data protection law). We do not share your information.

Proprietary infrastructure

We build intelligent operations for card issuing, processing and management

FastPay is a payments infrastructure that combines proprietary technology, operational capacity and compliance to power financial institutions, fintechs and retailers.

Cards & BIN Sponsor Banking Acquiring BPO Digital Solutions Embedded Finance Sub-Acquirer Authorization Hub · Visa · Mastercard · Elo
Our infrastructure

Proprietary infrastructure, advanced integrations and an architecture built to scale

We have evolved alongside market transformation and expanded our infrastructure to deliver reliable, scalable and intelligent technology.

Infrastructure differentiators
  • In-house team of highly specialized developers
  • Continuous platform evolution with tailor-made features
  • More than 150 integrable APIs for different business models
  • Accounting and regulatory reconciliation tailored to your ERP and in COSIF format
Agility and security
  • Agility and flexibility to launch products and services
  • Infrastructure ready for high transaction volume
  • Technology aligned with network evolution and market trends
Compliance and Governance

Certifications and security standards

Our structure follows rigorous standards of compliance, auditing and security.

PCI DSS
Payment data security
ISAE 3402
Internal controls and governance
Visa BIN Sponsor
Visa-licensed, full-service
LGPD
Compliance with the data protection law
Mission and Values

Committed to excellence, ethics and high performance

Mission

To build innovative, tailored solutions for every player in the payments space — driving more efficient, secure and competitive operations — with the ambition of being recognized as a national reference in financial technology and processing.

Values
🎯
Customer focus

Satisfaction as the priority in every decision

High performance

Delivery with responsibility and efficiency

🔍
Transparency

Consistency and integrity in every relationship

🛡
Ethics

Honesty and efficiency in execution

Careers

Help build the future of payments

FastPay is made up of professionals who value technology, continuous innovation and responsibility at every stage of the operation.

Send your resume
Full portfolio

Specialized solutions for cards and the full payments ecosystem

Explore a portfolio designed to accelerate launches, expand operational efficiency and sustain business growth in the payments ecosystem.

Talk to a specialist

FastPay connects cards, BIN Sponsor, banking, acquiring, BPO, digital solutions, embedded finance and sub-acquiring in a fully integrated structure. Each product can operate independently, but delivers even more value when combined with the rest of the ecosystem.

Prepaid Cards (Debit)

Prepaid Card

Rechargeable card for purchases and payments up to the available balance, with no link to a bank account or credit.

Rewards Card

Rechargeable for rewards, incentives and corporate campaigns, with full flexibility on amounts and use cases.

Benefits Card

  • Multi-Balance: multiple independent balances on a single card, each with its own rules and spending categories.
  • Open Line: open model with flexible usage according to rules set by the issuing company.
  • Flex Benefits: balance dedicated to specific operating expenses, with integrated management.

Card with Credit Line

Prepaid card with embedded credit, combining balance control with the option of an additional credit limit.

Salary Advance Card

Gives users early access to their salary through controlled top-ups and rules defined by the employer.

Top-Up Card

Rechargeable prepaid model for general use, with simple integration and multiple top-up types.

Cash Out Card

Allows withdrawals and transfers directly from the payment account, integrating physical and digital balances.

Gift Card

Prepaid solution for gifting and incentives with brand customization and a tailored user experience.

Corporate Card

For business expense control with spending categorization and stronger financial governance.

Hybrid Card

Combines multiple functions in a single plastic for greater operational flexibility.

Debit Card (FI)

Debit card for financial institutions with end-to-end processing.

Multi & Combo Card

Combined solutions to serve different profiles and usage needs.

Postpaid Cards (Credit)

Credit Card

Traditional product with revolving limit, fast authorizations and full transactional control for issuers.

Payroll-Deduction Card

Minimum payment deducted directly from payroll — lower risk for the issuer and higher approval rates for the customer.

Payroll Benefits Card

Model integrated with corporate benefits, combining a credit limit with rules specific to each agreement.

Secured Card

Postpaid card with a limit backed by a deposit — ideal to reduce risk and broaden the credit base.

Dual Brand / Hybrid

Combines Private Label and network-branded functions in a single card with exclusive benefits.

Co-Brand Card

Issued in partnership between brands, with broader acceptance and shared benefits.

Corporate Business Card

Operating expense control with spending categorization and stronger financial governance.

Salary Advance Credit

Lets users access part of their salary early, with flexibility for the employee and predictability for the company.

Private Label

Card carrying the retailer's own brand, used exclusively within the accredited network to drive loyalty.

Voucher

PAT Benefits Card

Voucher card regulated by Brazil's PAT (Workers' Meal Program), ideal for companies offering food benefits within program rules.

Services that power your operation

Account creation
Embossing
Card delivery
Regulatory
Clearing
Billing
Financial settlement
Fraud management
Processing
Network mandate
Visa BIN Sponsor

Your international Visa card with your brand — no banking license required

FastPay is a Visa Full-Service licensee, letting you issue physical and digital cards with your brand identity — accepted at millions of merchants in Brazil and worldwide.

From issuing to digital accounts, from flexible benefits to white-label digital banking — a complete ecosystem in one place.

Group Company
The BIN Sponsor operation is run by Grecale ↗ — a FastPay group company, an official Visa Full-Service issuer, with 100% custom solutions for your business.
Included features
International Visa card — physical and digital
Private Label (accepted in your stores)
White Label App and Portal
Digital bank with your brand
Flexible Benefits (PAT-approved)
Full white-label digital account
Neural anti-fraud and PCI DSS security
BaaS solutions via API
White Label App & Portal

Your brand on the cardholder's and HR's screen

We deliver two ready-to-go, fully customized digital channels: the mobile app for the cardholder and the web portal for HR management — both with your company's visual identity.

Fast to launch, simple to operate and scalable as your user base grows.

🖥 HR Portal

Web dashboard for companies to manage employee cards, balances and benefits. Top-ups, cost-center controls, reports and user management — all without needing technical support.

📱 Cardholder App

White-label mobile app for the cardholder: balance and statement, block/unblock, tokenization for digital payments and real-time notifications. Available for iOS and Android, branded as yours.

24/7 Call Center

Cardholder support under your brand, any time

FastPay offers a white-label call center operating 24 hours a day, 7 days a week — with a team specialized in payments, ready to handle any cardholder request.

Your customer calls and is greeted with your brand identity. You don't have to build or manage the structure.

White Label Support

Agents work with your script and brand identity — the cardholder experiences the service as part of your company.

Full cardholder support

Transaction disputes, emergency card block and unblock, card replacement, balance and statement inquiries.

Full availability

Uninterrupted 24/7 operation, including holidays — with quality monitoring and periodic service reports.

Banking

Integrated digital accounts and financial services

Our banking platform lets companies offer complete financial services quickly, securely and without the complexity of building all the infrastructure from scratch.

From Pix to boleto, from wallet to BaaS, we deliver everything you need to operate like a modern, competitive institution.

Complete BaaS infrastructure
  • Digital account
  • Pix (Brazilian instant payments)
  • Boleto (Brazilian bank payment slip)
  • TED (wire transfer)
  • Vouchers & top-ups
  • Wallet
  • Account management
  • Mobile banking app
  • Internet Banking
  • BaaS regulatory
Acquiring

Integrated processing to capture, authorize and settle payments

FastPay integrates issuing and acquiring in a fluid, secure and high-performance operation. Launch your own payment solution with your brand, agility and efficiency.

Fast market entry

Launch your solution — cards or POS terminals with your brand — quickly, without building the entire operation from scratch.

Brand value

Fully customized experience with your own visual identity on cards, POS devices and digital channels.

New revenue streams

A new monetization stream through transaction fees and value-added services.

BPO

End-to-end operations for those who need scale

Our BPO provides specialized operational support across critical areas: customer service, collections, regularization, accounting and chargeback. Experienced teams, dedicated systems and auditable processes.

BPO services
  • Customer service
  • Collections
  • Financial and account regularization
  • Accounting
  • Chargeback
  • Fraud prevention
Digital Solutions

Digital technology for smoother experiences

Tokenization, wallets, virtual cards, digital onboarding and liveness for smoother, safer experiences across the customer journey.

Tokenization
Virtual Card
Digital Wallet
Digital Onboarding
Liveness
Dynamic CVV
3DS
Biometrics
Embedded Finance

Embedded financial services in your business core

With FastPay's Embedded Finance, any company can offer financial products — cards, credit, digital account — directly inside its platform, without building a financial institution from scratch.

Reduce friction, increase engagement and generate new revenue with financial services native to your product.

Available capabilities
  • White-label branded card
  • Embedded digital account
  • Embedded credit
  • Integrated Pix and payments
  • Wallet and balance management
  • Digital onboarding and KYC
  • API-first, simplified integration
Sub-Acquirer

Launch your own branded card terminals, no red tape

FastPay delivers the complete infrastructure for you to operate as a sub-acquirer in white-label mode — with your visual identity, your terminals and full independence over management and pricing.

From merchant onboarding to D+1 settlement, from pricing to regulatory compliance with the Brazilian Central Bank (BACEN): we cover the full 360° cycle.

Group Company
A Neo Pagamentos ↗ is part of the same group as FastPay and has been operating in the white-label sub-acquiring market since 2017.
Full White Label

Platform, terminals (POS, PinPad, PDV, refurbished) and app with your brand and colors — ready to onboard merchants.

Management & Pricing

Reports, statistics, real-time monitoring and pricing advisory to set your fees with market intelligence.

Settlement and reconciliation

D+1 settlement, payment splitting and automatic reconciliation integrated with your ERP and in COSIF format.

Compliance and regulatory

Support for obligations toward the Brazilian Central Bank (BACEN) and the card networks, with automated KYC and continuous compliance monitoring.

Authorization Hub

Authorization processing for Visa, Mastercard and Elo

FastPay acts as an authorization processor for the main card networks, offering intelligent routing, high availability and millisecond responses.

Connect your operation to the Visa, Mastercard and Elo networks with FastPay's robust, certified infrastructure.

Intelligent routing

Real-time decisioning with automatic fallback, prioritizing approval and minimizing latency.

Three networks on one platform

Support for Visa, Mastercard and Elo on a single connector, with unified chargeback and dispute management.

High availability

Redundant infrastructure with 99.99% SLA, 24/7 monitoring and detailed performance reports.

Want to learn how to integrate these products into your business?

Get to know FastPay up close and discover how we can integrate, scale and optimize your financial operation.

Talk to a specialist
FastPay Platform

Everything you need to operate in a single partner

FastPay brings together technology, processing, security, customer service and financial operations on a single platform — reducing complexity, accelerating rollouts and scaling financial solutions.

How the platform works

An integrated journey, from customer onboarding to ongoing management

Every operational step is connected in a single environment, ensuring full visibility and maximum efficiency.

01
Payment processing

Complete infrastructure for processing financial transactions with high availability and reliability.

  • Account creations
  • Transaction processing
  • Authorization and settlement
  • Integration with card networks
02
Security and fraud prevention

Protect your operation with advanced authentication and monitoring technologies.

  • Neural anti-fraud
  • Tokenization
  • Dynamic CVV
  • Biometric authentication
  • AML
03
Customer service and relationship

Complete customer service operation, with multiple channels and high efficiency.

  • SAC and CAC (0800 / 4004)
  • AI chatbot
  • WhatsApp, email and SMS
  • Inbound and outbound service
04
Collections and recovery

Full management of the collections cycle, focused on revenue recovery.

  • Collections cadence
  • Debt negotiation
  • Self-service portal
  • Disputes and chargeback
05
Financial and accounting back office

Complete support for financial and regulatory operations.

  • Financial reconciliation
  • Adjustments and reversals
  • Accounting interface
  • Management reports
06
Regulatory and compliance

Meet financial-market requirements with security and compliance.

  • BACEN reports (CADOC)
  • KYC (identity verification)
  • Credit risk management
  • Audit and compliance
Why centralize

Why centralize your operation on FastPay

  • Reduced operational complexity
  • Fewer vendors, more efficiency
  • Faster implementation
  • Greater control and visibility
  • Scalability for growth

Ready to run on a complete, integrated infrastructure?

Talk to us about credit, debit, prepaid and voucher card solutions.

Talk to a specialist
Proprietary infrastructure

The complete infrastructure for your payments business to grow consistently

From card processing to the broader financial ecosystem, we deliver complete infrastructure to launch, operate and scale solutions aligned with each business's strategy.

Financial Institutions

Scale your operation with efficiency, security and compliance

Complete infrastructure to serve different financial-sector models, with technology ready for accelerated growth.

Who it's for:

Banks • Digital banks • Fintechs • SCDs • Credit unions

What you solve:
  • Fast launch of financial products
  • End-to-end account and card management
  • Frictionless regulatory compliance
  • Scalability with high availability
Talk to a specialist
Main solutions:
  • Card issuing and processing (credit, payroll-deduction, hybrid, secured)
  • Payment accounts platform
  • BaaS (Banking as a Service)
  • Pix, boleto and wallet
  • Tokenization, 3DS, biometria e AML
  • Visa BIN Sponsor
  • Financial and operational BPO
  • APIs for issuing and processing
  • Cards with crypto balance (blockchain-ready)
  • Advanced security: 3DS, AML
  • Neural anti-fraud (risk & intelligence)
  • Management tools
  • BACEN reporting (regulatory compliance · CADOC)
Retailers

Turn sales into relationships and recurrence

Build your own financial ecosystem and grow the value of your customer base.

What you solve:
  • Higher average ticket
  • Loyalty and recurrence
  • New revenue streams
Talk to a specialist
Main solutions:
  • Private Label and Co-branded cards
  • Dual Brand / Multi-function card
  • Prepaid cards (benefits, salary advance, rewards)
  • Proprietary or white-label acquiring
  • Wallet and digital payments
  • Anti-fraud and advanced authentication
  • BPO for customer service, collections and chargeback
Benefits

More value for the user, more control for your operation

Flexible solutions for different types of benefits, with maximum security.

What you solve:
  • Efficient balance management
  • Transaction security
  • Better user experience
Talk to a specialist
Main solutions:
  • PAT Benefits Card
  • Rewards and incentive cards
  • Multi-balance cards
  • Digital accounts
  • Wallet and digital payments
  • Integrated management with white-label Portal and App
  • Anti-fraud and multi-layer authentication
Companies

Simplify payments and gain financial control

More efficiency, governance and visibility for your operation.

What you solve:
  • Expense control
  • Financial automation
  • Reduced operational errors
Talk to a specialist
Main solutions:
  • Corporate cards (expenses, advances, rewards)
  • Operational top-up cards
  • Multi-balance cards
  • Digital accounts and supplier payments
  • Authentication and anti-fraud
  • Financial and operations BPO
  • Acquiring and complementary services

A single partner. The entire journey.

From issuing to loyalty, we deliver technology, security and scale to power your business evolution.

Talk to a specialist
Management Platform • Development Team • BIN Sponsor

Management Platforms and Tools for Developers

Access management platforms and technical documentation to integrate, test and evolve your solutions with autonomy, security and speed.

In-house Development Legal Compliance Technical Expertise
Fast Connect
Integrated management platform

FastConnect brings FastPay's solutions together in a secure, intelligent and integrated environment. Manage applications, permissions, automations and data in real time — simplifying routines and boosting operational efficiency.

  • RESTful APIs
  • Application and permission management
  • Real-time monitoring
  • Automations and integrated flows
  • Secure and auditable access
Integration example

Simple and fast integration

Our RESTful APIs are designed to make integration easy. See how simple it is to get started:

Update card status
POST /api/transacoes/carga/
// Headers
Authorization: Bearer {token}
Content-Type: application/json

{
"valor": 100.00
}
Issue card
POST /v1/cards
// Headers
Authorization: Bearer {token}
Content-Type: application/json

{
"account_id": "acc_123abc",
"product": "prepaid",
"brand": "visa",
"physical": true
}
Technical capabilities
+150 APIs REST
Real-time webhooks
Test sandbox
Interactive docs
OAuth 2.0
mTLS
Rate limiting
API versioning
Coming soon

FastPay Vlog — under construction

We're preparing content about the payments market, financial innovation and behind the scenes at FastPay. Coming here soon.

ProgressIn development
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Compliance · LGPD

Privacy Policy

How FastPay collects, uses, stores and protects your personal data, in compliance with the Brazilian General Data Protection Law (Law No. 13.709/2018 — LGPD).

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Compliance · LGPD

Cookie Policy

How we use cookies and similar technologies on the FastPay site and how you can manage them.

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